One parent entity. Two operating brands.
FinSurgents holds the IP and methodology. Finova and Ciqqa bring it to market — each designed for a specific audience, with its own voice and contractual identity.
Finova — Technology Partner
The embedded finance stack for NBFCs, banks, and logistics platforms that need regulated, deployable infrastructure.
Wallet, payment rails, and AI-driven credit engines — built for regulated deployment.- Plugs into logistics, commerce, and banking workflows without rearchitecting.
- Signs contracts as: Technology partner / platform provider.
Visit →finova-tech.com
Ciqqa — Enterprise Product
Commercial-facing fintech tools for CFOs, COOs, and supply chain leads who need outcomes they can measure and scale.
- Embedded finance for supply chain, commerce, and enterprise treasury.
- Direct and evidence-based — every feature comes with performance evidence, not projections.
- Signs contracts as: The product.