Every payment. One system. Total control.
Payments, FX, virtual cards, payroll, collections and expenses for growing businesses — with approvals on every movement, and answers from your data in Claude.
One platform for the money in and out of your business.
Pay vendors and suppliers on your schedule
One-off, batch and scheduled transfers, plus bill payments — each tracked in real time and retried if it fails.
- Vendor, batch and scheduled payments
- Utility and bill payments
- Real-time status on every transaction
Nothing leaves the account without an approver.
Approval chains, screening and an audit trail are part of how every payment works — not a premium tier you switch on later.
- Maker, checker, approverRoles separate who can create a payment from who can release it.
- The 4-eyes principle, on by defaultEven an admin's payments go through approval unless you choose otherwise.
- AML screeningOrganisations and counterparties are screened, with risk status tracked.
- Full audit trailEvery payment, approval and change is recorded against the person who made it.
Ask your finance data a question.
Connect Ciqqa to Claude and ask about payments, payroll, expenses and invoices in plain language. Access is read-only and scoped to your organisation — Claude can look, but it cannot move money.
- “Which vendor payments are waiting on approval?”
- “Summarise last month's payroll disbursements.”
- “Show expenses flagged against policy this week.”
Live in minutes, not weeks.
- 1
Sign up online
Create your organisation's account in a few minutes — no paperwork and no branch visits.
- 2
Get verified
We screen your business digitally, then your team is invited with the roles you choose.
- 3
Fund and pay
Top up by invoice or bank deposit, and start paying vendors, staff and suppliers.
Ciqqa is built by FinSurgents. See all our products →